A Better Health and Dental Plan Is Available for Farmers and Ranchers.
Lifestyle by Design Did you know Government sponsored health plans such as Alberta Non- Group and Seniors Plan cover less than half the prescription drugs available in Alberta? In addition, Alberta government non-group rates will increase 88% by July 2010. Stop paying out of pocket for prescription drugs. We cover the drugs you actually use!

Chambers Plan can provide affordable comprehensive health and dental coverage for you and your eligble workers!

Plans available for single operator farms. Guaranteed coverage for farms with 3 to 50 eligible workers with no medical questions.

  • Guaranteed Issue for 3 and 4 Person farms and ranches!
  • Pooled benefits, no farm singled out for rate increase
  • Coverage available to 1 person farms & home based businesses
  • Comprehensive options including 100% Dental and Major Medical
  • Disability, Critical Illness and Overhead Expense plans
  • Pay Direct Prescription Drug cards
  • Tailor-made plans to suit your needs
  • Best Doctors services included in every group plan

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An Established History

When Chambers Plan first took shape, small businesses including farms and ranches had a tough time getting group benefits. Chambers Plan filled that gap. Today, there are still few alternatives in the marketplace for farms and ranchers. Chamber Plan Group Coverage. continues to provide a valuable service to members, combining accessibility with a competitively priced, quality product.

Chambers Plan Group Health Insurance has operated continuously for over thirty years and with fully pooled benefits your rates will remain stable. Additionally, Chamber Plan Group Coverage is guaranteed non-cancellable due to the claims experince of your farm or ranch.

With Chambers Plan benefits, you have a whole range of choices, from basic levels of coverage to comprehensive.

Providing flexibility and good value to farms & ranches since 1970.

Chambers of Commerce Group Insurance Plan® was created to meet the needs of small business owners, like farmers and ranchers, who historically found it difficult to provide group benefits for themselves, their families and employees.

Even today, after 40 years, there are still few alternatives for the small business owner and worker. Chambers Plan is the largest plan of its kind in Canada covering over 27,000 small businesses, like farms and ranches in Alberta and Saskatchewan. On these pages we’re sure you’ll discover the same combination of value, benefits and peace of mind that Chambers Plan members currently enjoy.

3 examples of how YOU can save money with Chambers Plan!

  • Government sponsored health plans such as Alberta Non- Group and Seniors Plan cover less than half the prescription drugs available in Alberta. Stop paying out of pocket for prescription drugs. We cover the drugs you actually use!
  • Do you travel to the United States on business or vacation? Stop paying for additional out of country travel insurance. Unlimited out of country travel coverage is built-in!
  • Put your business to work for you. With Chamber’s Plan premiums are a deductible farm expense!


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What makes Lifestyle by Design different...
  • Advice only services are objective and unbiased
  • Evaluate and optimize financial strategy using a proprietary technology
  • Our planning provides certainty and security
  • We have defined processes to develop farm succession plans and exit strategies.
  • Our work is fully auditable and respected by many major accounting firms
  • Our planning process has been designed to help you make well-informed decisions
  • We have a strong background in tax minimization strategies
  • Our health/travel insurance have no pre-existing condition clauses
  • Our health and travel plans are fully tax deductible for farm corporations